If you have debt or children, then personal insurances are a must!
Did you know that you might hold some insurance cover through your current super fund?
Do you know how much income replacement that you are eligible for?

We will put strategies into place to ensure you and your family are looked after if you cannot work for an extended period of time, or if the inevitable was to happen.

Our Income Protection polices will cover up to 70% of your monthly income if you were injured or unable to work.
We complete a detailed needs analysis for our lump sum covers to ensure that your family, debts and medical expenses will be covered.
We can fund your life, total and permanent disability, and income protection policies through your Superannuation to avoid any burden on your household cashflow.

• Ensuring your family are looked after by having underwritten LIFE INSURANCE.
• Protecting your Income for if you were injured or unable to work through an INCOME PROTECTION policy.
• Having a policy such as TOTAL AND PERMANENT DISABILITY insurance, for if you suffered from an injury or illness that would prevent you from ever working again.
• TRAUMA covers you for 37 listed conditions, that provides a lump sum payment to help cover any medical or financial costs you may incur.