The team at PWM Advice


General Manager

Penny is the General Manager for pwm advice, ensuring clients get that extra level of service that makes pwm advice the ‘go-to’ place for financial advice. Penny is a woman on a mission to make sure pwm advice clients walk away impressed with the unique level of service pwm advice provides. And that’s exactly what she does.

She’s also the mother of four gorgeous young girls. She’s solution focused and makes sure the pwm advice experience is a something clients will love.

Charley Martinez

Authorised Representative

Charley Martinez holds qualifications in Financial Planning and Mortgage Lending. He has worked in the financial services industry for over 10 years. His focus is to build a mutually respected loyal relationship with clients in order to effectively manage their long-term wealth, protection and financial needs.

Financial planning is more than just simply providing investment advice. It is a comprehensive process which takes account all of your existing circumstances, helping to define your goals and priorities, so that appropriate and suitable financial strategies can be put in place to achieve your objectives. Such strategies may encompass superannuation and retirement planning, tax and estate planning, regular savings plans, as well as investment and risk management.

Financial planning is also a continuous process which must take into account changes in your needs, goals and priorities and the changing financial environment to ensure that your financial and investment strategies continue to be relevant.

Charley Martinez is an Authorised representative of Synchron AFS License No: 243313.

Rose Hodgins

Authorised Representative – Risk

Rose started as a trainee with pwm advice in 2015 and brought to pwm advice a positive and fresh approach that our clients love, in 2016 Rose was a finalist for NSW trainee of the year, Rose has really excelled with her business and financial advice studies, she is now moving from assisting clients and running the pwm advice office to seeing clients and assisting with all their personal and business insurance needs.

If you want a positive and fresh approach to protecting what matters to you book in to see Rose.



Kelly brings balance to the team, Kelly is married and is the mother of two primary school children, Kelly has immaculate attention to detail, she offers her research insights into every clients investments and makes sure the best outcome is achieved for all clients.


Gabi Pantoja Tito

School Based Trainee

Gabi works with pwm advice while attending Year-12 at James Sheahan High School. Gabi has a real passion for Economics and brings that passion into the office.

Darren Tindall

Director and Owner

Darren Tindall is the Director of DG Tindall Services Pty Ltd which owns PWM Advice + Insurance + Lending, Darren is not authorised to give advice, but ensures that PWM Advice + Insurance + Lending is offering the highest quality, affordable services for every client.