Rose will look at your unique needs, the life you enjoy and tailor a suite of protection services to help you keep the life you want.
- Life Insurance
- Income Protection
- Total and Permanent Disablement
- Child Trauma
Rose and Charley can assist you in ways to grow your wealth so that you can continue to live the life you love. Services include:
- Wealth Creation
- Savings Plan
- Borrowing to Invest
- Managed Investment Schemes
- Securities Purchase
- Shares using Super
Business owners can rest easy, as we’ve got you covered with everything you need to grow and sustain your business.
- Key Person
- Buy Sell
- Business overheads (minimising)
- Term Life
- Income Protection as Super
- Goal Setting
We’re up with all the jargon, but we won’t inundate you with it. We’ll look at what you need, explain it without you needing your own financial planning degree and set you up with the best superannuation strategy with minimal fuss.
- Accumulation Strategies
- Transition to Retirement
- Retirement Planning
- Structuring your SMSF
- Pensions and Annuities
Some interesting stats about working with PWM Advice
YEARS IN BUSINESS
The first ever L.E.A.D. Event
Local Entrepreneurial Action for Development
DevelopmentPWM’s L.E.A.D. Event is an opportunity for small business to:
• engage with like-minded businesses,
• Learn about and develop
locally-grown strategic partnerships,
• Take action with information offered on developing better business outcomes.When: 6pm on Thursday 14 September…
Where: Canobolas Hotel Media Room (Upstairs)All monies received will go to Pay It Forward Community Shed, Orange, in support of the excellent work they do for our community.The evening is organised by PWM Advice + Insurance + Lending, Studio: Tiffany Gouge, Orange City Life, and Need a Nerd.
A Great Asset to our Future Growth
Charley is extremely detailed and structured in his approach to every solution. His advice and handling of our affairs is a great asset to our future growth.
Charley is a hard working gentleman
Charley is a hard working gentleman who always gives his best in his endeavours to help people. We have worked on a committee and I have always found that his advice and encouragement to others in business, proved to be a benefit for all his contacts. I have no hesitation in referring clients knowing that he will give of his best.
Most amazing genuine people
Most amazing genuine people running a fabulous business!
If you need help with your finances you can’t go wrong with PWM Advice.
I cannot say thank you enough to Penny and the team xx
Some info about the different services PWM Advice + Insurance + Lending offers
Read on for financial planning, jargon free information.
Insurance is an essential safety net for you and your family and can have great tax advantages. Getting the right advice from pwm advice about how you protect yourself can make a massive difference, making sure not only your Life is covered, but you, your income and your business are protected can makes a massive difference.
Contributing to Super can help save tax, Super can help fund essential insurances and Super is an essential part of a happy retirement. Getting a strategy from pwm advice in place early, will mean you will be able to take advantage of the benefits Super can offer you.
Investing is one of the best ways to make sure you are able to set goals and achieve them. If you want to save for a goal, such as a home deposit, you want to invest in shares, save for your children’s education or you want tax effectiveness we can help.
Getting advice about your business and how to grow and protect it from pwm advice is easy. We are an award winning small business who surrounds themselves with experts from other small businesses who know what it takes to start and then be successful.
In a business cash flow is a priority, in your personal life it is essential to get your budgeting and cash flow right. Every client pwm advice works with gets a professional analysis of their current circumstances and we will recommend adjustments for success with your circumstances.
SELF MANAGED SUPERANNUATION
To get the most out of a Self Managed Super Fund you need the right professionals around you, pwm advice will create not only an SMSF investment and insurance strategy, but will liaise with everyone your SMSF will need to make sure it achieves every goal you set out for it.
To make sure you have the right solution for your Home, Personal or Business lending needs Charley Martinez is now available weekly at PWM Advice + Insurance + Lending to assist with the needs of our clients new and existing.
Meet the team
Penny is a women on a mission to make sure all clients get exceptional service. MORE
Charley Martinez holds qualifications in Financial Planning and Mortgage Lending.MORE
Authorised Representative - Risk
Rose brightens any room she walks into! MORE
Kelly brings with her a balance of life experience and knowledge to the team. MORE
Gabi Pantoja Tito
Gabi Pantoja Tito is our School Based Trainee at pwm advice.
PWM Advice works closely with many local business.
We don’t try to take care of everything ourselves. We surround ourselves with the right people for the job.
Mane Man's Barbershop
KATE JONES @ 119
Orange City Life
Free Regional MagazineOrange City Life is Orange’s favourite local community magazine and arguably “Australia’s Best Free Regional Community Magazine”. It’s a weekly free pick up publication that is also produced on line in full each week. Readers pick up copies from stands in approximately 110 high profile locations in and around Orange. VISIT SITE
Studio: Tiffany Gouge
Graphic Design and Illustration servicesStudio: Tiffany Gouge provides brand identity design to SME’s within the service and manufacturing sectors of Australia. We integrate seamlessly with your business, just like having your very own in house graphic design team. VISIT SITE
Heating CoolingYour heating, cooling, solar and electrical specialists ThermalAIR are your heating, cooling, solar and electrical specialists. Our focus is on bringing climate-controlled comfort to places where people live, work, meet and relax, regardless of scale. VISIT SITE
Canobolas Caravan and Marine
Caravans Boating Fishing Water SkiingCanobolas Caravan and Marine Centre are located on Bathurst Road, Orange in NSW. It is the local supplier for Jayco Caravans, Pop Tops, and Camper Trailers. VISIT SITE
Central West Trailers
Trailers and Horse FloatsCentral West Trailers are based in Orange NSW. We service Orange, Dubbo, Bathurst, Parkes, Cowra and all of Central West NSW. VISIT SITE
Need a Nerd
Computer, Phone and Technology RepairsComputer, Phone and Technology Repairs Orange The Nerds Love Fixing Technology VISIT SITE
Pick Me Flowers and Gifts
Let’s not put this off any longer.
We’re keen to speak with you about how we can help you live your best life.
PWM Advice ABN 12 163 637 661
Unit 2, 241 Lords Place Orange NSW 2800
Corporate Authorised Representative of Synchron, AFS Licence No. 243313
General Advice Disclaimer
The information provided on and made available through this website does not constitute financial product advice. The informaiton is of a general nature only and does not take into account your indivdual objectives, financial situation or needs. It should not be used, relied upon or treated as a substitute for specific professional advice before making any decisions in relation to your particular requirements or circumstances. PWM Advice is a Synchron Adviser
Australia’s largest non-institutionally owned financial Adviser Group